10 Rude Money Habits To Avoid at All Costs

4 min read
money habits

There is an attached etiquette to money that everyone should abide by. However, we all know those people who have rude money habits that raise eyebrows. Habits that sometimes make you accuse them of being inconsiderate, mean and selfish.

Continue reading to find out what rude money habits you should avoid at all costs!

10. Complaining About Money

complaining, money

Your financial issues are your business, so don’t vent about them in front of others, especially in front of people who earn far less than you.

Not everyone is comfortable with that type of conversation. Show some consideration for others and find an appropriate place and time to complain about your money if you really feel the need.

9. Judgemental About How People Spend Their Money

money, spending, price

It isn’t polite to try and decide for people how they should spend their hard-earned money. It’s 100% their decision, even if you think they are spending foolishly.

If they can afford to get away every other weekend and you can’t, don’t judge them out of jealousy. Other people’s lifestyle might be too extravagant for you, but there is no need to be talking about it.

8. Splitting 50/50

split bill

It makes sense to split bills evenly if you go out and order similar things for a similar price. However, if someone ordered something with a marked difference, you should not be split the tab evenly.

If most of the people at the table ordered the full course, including desert, and others didn’t, it’s dishonest and inconsiderate to split the bill equally for all.

7. Asking Friends for a Discount on Expert Services


Those who have friends who are experts in various areas should respect that expertise and pay up like you would pay any other professional who was not in your circle of friends. You should keep your financial relationship professional, as money has a way of breaking friendships.

It’s tacky to try and take advantage of their friendship to save you money. Let them offer a discount if they are so inclined. This way, they are assured that you value their expertise and your friendship.

6. Asking the Cost of Something


Curiosity may kill the cat, but don’t let it destroy your relationships with other people. One of the rudest money habits is to ask people how much their stuff cost. Whether it’s their diamond ring, shoes or a new car, don’t ask.

People might not like to reveal those things and especially in the presence of other persons. They have no obligation to reveal anything to you, and such behavior is an invasion of privacy. It’s never cool to ask people probing questions about their money. Google has an answer for every question!

5. Making Plans Without a Budget

plans, budget

Santa only comes once per year, so making plans of grandeur without a budget is only a financial dream. If you are making the arrangements for other people’s vacation or other events, be sure to know their budget before you plunge them into something they are not financially comfortable with.

You don’t want to be pressuring someone to spend more than they are comfortable paying. You may end up embarrassing somebody and yourself.

4. Making Guests Pay at the Wedding!


It’s unconscionable to expect your wedding guests to purchase their wine or liquor at your wedding! The wedding apparel for the bridal party, caterers and the florals all cost a pretty penny.

Guests end up spending a lot as well to look good at the wedding and purchase wedding gifts. A couple should go mid-range on the choice of beverages so guests will have a good time and feel like they are appreciated.

3. The Gift That is Too Expensive or Too Cheap

expensive gift

When an event comes around for gift-giving, like Christmas, it can be particularly stressful. Try to give a gift that the receiver will enjoy and appreciate. All gifts don’t have to be in the same price range, only ensure that you don’t over gift nor under gift.

You don’t want to appear as someone showing partiality for one family member over the other. To keep gift disparity to a minimum as a family, make a reasonable budget for gifts and stick to it.

2. Showing off Your Money


So you are out with friends or family, and you are the one paying for food and drink. There is no need to be flashing a wad of cash to flaunt to everyone.

Good manners dictate that you be discreet. That’s also good for your own safety, so you’re not robbed! Your money is yours to enjoy as you wish, but no need to make others feel bad.

1. Borrowing Without Plans To Pay Back

borrow money

It is an extremely rude money habit to borrow with no intention of paying it back. Money not paid back is like a mountain between friends and can crash the friendship. Whether it’s a small amount or a large amount, make sure you pay it back forthwith!

Sometimes the lender is afraid to ask for their money because you are a friend. But, they’re still going to look at you differently, and tension will grow. You can pay up via one of the various cash apps, and if you are the lender, casually remind the borrower of the obligation.