10 Costco Membership Benefits You Probably Didn’t Know About

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A Costco membership comes with a lot of perks. And, unless you’re their number one customer, there’s a pretty good chance you didn’t know about the perks listed in this article. Keep reading to find out which Costco membership benefits you might be missing out on.

10. Mortgage Services

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Costco members can take advantage of its mortgage purchasing and refinancing services through the company’s Mortgage Program provided by First Choice Loan Services Inc. and other participating lenders. According to Costco.com, the Mortgage Program is a high-quality, streamlined, transparent process from start to finish. Features and benefits of the program include new homebuyer’s savings, favorable refinance rates, conventional (fixed and adjustable-rate loans), FHA and jumbo loans, Veteran Affairs (VA) loans, and low lender origination fees that are capped ($350 max for Executive members and $650 max for all other members).

9. Auto Program

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In the market for a new car? Why not head on down to Costco and check out their auto program? Sounds crazy, right? But, they really do have an auto program. They’ve partnered with more than 3,000 dealerships to make buying a new or used vehicle a cinch. And, the best part of all is that you don’t have to worry about haggling because Costco has already taken care of that part.

But, it’s not just cars that are available. Costco members can find motorcycles, ATVs, personal watercraft and snowmobiles through the auto program as well. Even if you’re not looking for a new vehicle right now, you can still take advantage of Costco’s parts & service discount as well as their auto insurance discount.

8. Insurance

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Auto insurance discounts aren’t the only insurance benefits Costco has to offer. The company also has a home insurance program for members through Ameriprise as well as discounts on home insurance. And, when Costco members sign up with Protective Life or one of Costco’s other life insurance partners, they’ll receive a discount.

Dental care is another benefit for Costco members. DeltaCare offers exclusive rates on dental plans for Costco members living in Arizona, California, Florida, Maryland, Nevada, Oregon, Pennsylvania, Texas, and Washington state. Costco also offers competitive rates for members with both individual and small business medical insurance plans. And, if by chance you can’t afford medical insurance, you can always take advantage of Costco’s free health screenings, which are offered through their pharmacy department.